The charity Scope discovered in a recent study that the 'Extra Costs' involved in being disabled can cost nearly £600 per month! This means that on average disabled people are more likely to have a considerably lower standard of living than others in society that earn the same wage and do the same job. We thought we would do some research into how we can make life easier and save money for people with disabilities.
Top 6 Money-saving Ideas.
1. Warm Home Discount Scheme.You could get £140 off your electricity bill for winter 2019 to 2020 under the Warm Home Discount Scheme. The money is not paid to you - it's a one-off discount on your electricity bill, between September and March. You may be able to get the discount on your gas bill instead if your supplier provides you with both gas and electricity. The discount will not affect your Cold Weather Payment or Winter Fuel Payment. Follow this link for the Warm Home Discount Scheme or call the Warm Home Discount helpline on 0800 731 0214 before¬†28 February 2020. Be aware not all suppliers are a part of this scheme. Here are the ones that are: Avro Energy, British Gas (inc Scottish Gas), Bulb, Co-operative Energy (inc GB Energy), E, EDF, E.on, Flow Energy, Green Network Energy, Green Star Energy, Npower (inc Powershop), Octopus Energy, Ovo Energy (inc Boost, Lumo and Spark Energy), Sainsbury's Energy, Scottish Power (inc Manweb), Shell Energy (formerly First Utility), SSE (inc Atlantic, Scottish Hydro, Southern Electric, SWALEC), Utilita, Utility Warehouse.
2. Are You Getting The Benefits You Are Entitled To?Here are a few benefits some people may not be aware they are entitled to - Carer's Allowance - This can help support your main carer if they care for you for at least 35 hours a week (£66.15 per week) follow link Carer's Allowance Disability Living Allowance - The Disability Living Allowance (DLA) for children may help with the extra costs of looking after a child who:
- is under 16
- has difficulties walking or needs much more looking after than a child of the same age who does not have a disability
- money to help with living costs if you're unable to work
- support to get back into work if you're able to
You can apply for ESA if you're employed, self-employed or unemployed. ESA can be worth up to £111.65 per week. Follow this link for more info Employment and Support Allowance Also, check out the Governments Benefits calculator which will help you work out how much you may well be entitled to. Follow this link Benefits Calculator. Northern Ireland councils operate slightly differently, follow this link for their Disabled Facilities Grants.
3. Your Local Council May Offer Support for Specialised Equipment.
If your disability requires you to adapt your home environment it may be that your local council will help with this. So if you need to adapt your home because of a disability or old age, you can apply to the council for equipment or help. Follow this link Home Equipment For Your Home If You're Disabled.
4. Are You Eligible For VAT relief?You are eligible for VAT-relief if;
- You have any long term physical or mental impairment that curtails your ability to carry out everyday activities.
- You have a condition that is categorised as Chronic illnesses. Diabetes.
- You're terminally ill.
- medical and surgical appliances.
- invalid wheelchairs and mobility scooters.
- equipment to aid the hard of hearing, and low-vision aids.
- specialist beds, chair and stairlifts, rise and recline chairs and other lifting equipment and sanitary devices.
- goods that have been designed solely for disabled people.
- computer equipment designed solely for use by disabled people.
- emergency alarm call systems.
- boats adapted for use by a disabled person.
- parts and accessories
- you can hire or lease eligible goods VAT-free if you‚Äôre disabled.